If you ever think about driving a car without having any auto insurance, you should carefully think about the risks and potential consequences you could face by doing this. While there is a chance you would not get pulled over while driving or into a car accident, there is also a chance you could. If either of these things happen while you are driving without insurance, you could face some steep consequences. Here are the risks and potential consequences you face if you decide to do this.

A ticket and fines to pay

The first thing to understand is that most states require all drivers to carry auto insurance. In other words, this is a law. If you break a law, you end up with legal problems, and one of the legal problems you may face is a ticket. A ticket on your record can result in owing money for it, getting points added to your driver's license, and paying more money for car insurance. You can avoid all these potential problems by making sure you have auto insurance before you drive your car. 

A loss of your driving privileges

Secondly, you should understand that driving without insurance is a serious offense, and there is always a chance that you could lose your driving privileges if you are caught doing this. If you do not want to lose your license, you could avoid it by purchasing insurance.

Paying for the damage of an accident

The other huge consequence you could face if you drive without insurance is having to pay for the cost of an accident. If you are driving and end up colliding with another car, you will be the person responsible to pay for all the damages if you caused the collision. This means that you would owe the other party money to fix their car. If the car is totaled, you will have to pay the owner of it the value of the car just before the accident. Additionally, you would also have to pay for the medical bills that person incurred from the injuries of the accident, and you would have to pay any other damages associated with the accident.

These are just a few of the risks you take if you get behind the wheel of a car without having auto insurance. Instead of taking these risks, contact an auto insurance agency like Nelson Insurance Agency to get more information.

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