Health insurance plans are not all created equal. Some plans cover treatments that other plans don't. The best way to know exactly what your plan covers is to call and talk with a representative from your insurance company. You can also check out health insurance websites, like http://continsurance.com/. When you do your research, you might be surprised to find that your plan covers more than the standard prescriptions and medical treatments. Here's a look at four other things some health insurance plans, surprisingly, also cover for their customers.

Gym Memberships

The healthier you are, the fewer claims your insurance company has to pay out. This is the reasoning behind gym membership reimbursement through many insurance plans. Most plans will reimburse you for the cost of your gym membership up to a certain amount per quarter or month. There may be a requirement that you attend the gym a certain number of times during this period. Your insurance provider can give you the specifics of their requirements.

Vitamin Supplements

If you just head to the drugstore and buy your vitamin supplements off the shelf, you'll have to pay out of pocket. However, under many insurance plans, your vitamin supplements may be covered if you can get your doctor to write a prescription for them. You'll then just pick them up at the pharmacy rather than buying them off the shelf. This won't save you hundreds of dollars a year since vitamin supplements are pretty inexpensive, but every little bit counts.

Mental Health Counseling

Do you see a therapist for counseling related to anxiety, depression, OCD, or another mental ailment? Chances are, your health insurance plan will cover at least part of the cost since this is considered mental healthcare. You may, however, have to switch providers since your insurance likely only endorses certain therapists. Don't assume that because your therapist says they don't accept your insurance, you're not covered. Some insurance companies offer reimbursement programs, meaning you'll pay the therapist out of pocket, send your insurance the receipt, and they'll send you reimbursement in the mail.

Chiropractic Care

Just a decade or two ago, chiropractic care was often seen as an alternative medicine. Mainstream doctors -- and insurance companies -- often ignored it. In recent years, however, chiropractic care has become more integrated into mainstream medicine, with many physicians even referring their patients to the chiropractor for certain conditions. You might be surprised to find that your insurance company will cover or reimburse you for a chiropractic adjustment.

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